Together, the Lender and Borrower are referred to as the “Parties.”

The Borrower is receiving this loan specifically to cover vehicle repair costs for the following vehicle:

The Borrower agrees to use the loan funds solely for the above repair expenses.

FEDERAL TRUTH IN LENDING DISCLOSURES

The Borrower may prepay the Loan in whole or in part at any time without penalty.

The Borrower will be considered in default if they:
• Fail to make payments as agreed
• Provide false information
• Become insolvent or file for bankruptcy If the borrower defaults, the lender may require immediate repayment or seize collateral.
• Borrower sells or transfers the vehicle without consent.
• Upon default, the entire unpaid balance shall become immediately due and payable or seize collateral.

This Loan is:
• Secured by the repaired vehicle listed above
• The Borrower grants the Lender a security interest until the Loan is fully repaid.

Borrower represents that:
• Borrower owns the vehicle or has authority to grant this security interest.
• Borrower will maintain insurance on the vehicle.
• Borrower will not sell, transfer, or further encumber the vehicle without Lender’s written consent.

This document represents the entire agreement between the Parties and supersedes any prior discussions or understandings

Any changes must be in writing and signed by both Parties.

By signing below, the undersigned, acknowledges and agrees that the statements on this application are true, correct and accurate to the best of his/her knowledge, and the information contained herein may be used by Atlas Fleet Solutions LLC to make credit decisions. By providing any owner/officer information above, the undersigned represents, warrants and agrees that each of the above owners/officers have: (a) authorized the undersigned to provide their consent, (b) authorizes Atlas Fleet Solutions to obtain any consumer and/or business information, including personal consumer.